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Medicare Open Enrollment Simplified

Medicare is the United States government’s health insurance program for people who are 65 or older. Some people under the age of 65 can qualify for Medicare, too. They include those with disabilities, permanent kidney failure, or amyotrophic lateral sclerosis.  Medicare helps with the cost of health care. It does…

10 Tips When Choosing Your Medicare Plan

From October 15th to December 7th each year, you get the opportunity to plan for your healthcare needs for the upcoming year. Although it’s not quite as exciting as making New Year’s resolutions or enjoying a winter holiday, the annual Medicare open enrollment period is something to look forward to. …

What’s the Difference Between Medicare and Medicaid?

Medicare and Medicaid are two programs enacted by the federal government. However, Medicaid is truly administered at the state level. Both of these insurance plans were created in 1965 by the Johnson administration. These programs are designed to provide healthcare coverage to people who meet certain eligibility guidelines. Each program…

What you need to know about health insurance deductibles and premiums

When choosing a plan, it’s a good idea to think about your total health care costs, not just the bill (the “premium”) you pay to your insurance company every month. Other amounts, sometimes called “out-of-pocket” costs, have a big impact on your total spending on health care- sometimes more than…

Medicare and Open Enrollment – Do You Qualify?

Medicare is a federal health insurance program that covers people who are 65 and older, in addition to certain younger people with disabilities or with end-stage renal disease. If you’re 65 or older, you may qualify for full Medicare benefits if: you’re a U.S. citizen or a permanent legal resident…

7 Tips for Getting the Lowest Car Insurance Quotes

The rate you pay for car insurance is based on a variety of factors used to assess your risk. Some factors, such as the number of years you’ve been driving, are largely out of your control. Other factors, however, are less fixed and could directly affect your premiums. With this…

Finding Cheap Car Insurance

Looking for a car is one big challenge; the other is finding the insurance to go with it. So where do you find car insurance that can actually And how can you find a cheap rate to go with? First things first, it’s time to take out your notepad and…

Tips for Saving on Auto Insurance

Auto insurance is a necessity, but for many, it can be financially overwhelming. Did you know that you may be able to reduce your auto insurance bill without sacrificing your level and quality of coverage? Find out how you could start saving with these helpful tips. Bundling May Save You…

Auto Insurance: Reducing Your Costs

Although a variety of factors, including the state you live in, determine how much a typical driver pays, you may nevertheless be able to reduce your costs. To give you a better understanding of what goes into insurance prices, we list some of these factors below, followed by some tried-and-true…